Our Story Started with Real Problems

Back in 2019, we noticed something troubling. People around us were making decent money but still felt completely overwhelmed by their finances. That's when we knew we had to do something different.

2019

The Wake-Up Call

Started temavtaroavion after watching too many friends struggle with money stress despite good jobs. We began with small group workshops in community centres, focusing on practical stress management rather than complex investment advice.

2021

Learning What Actually Works

Discovered that most financial stress comes from feeling out of control, not from lack of money. We shifted our approach to focus on building confidence and practical coping strategies. Our participant feedback completely changed how we structure programs.

2023

Expanding Reach

Partnered with local employers who noticed the connection between financial stress and workplace wellbeing. We developed targeted programs that help people manage money anxiety without overwhelming them with financial jargon.

2025

Where We Are Today

Now working across Western Australia, helping individuals and organizations tackle financial stress through education that actually makes sense. We've learned that small changes in how people think about money can create surprisingly big improvements in their daily lives.

What We've Learned Along the Way

Financial planning session with documents and calculator

Stress Hits Before Bankruptcy

Most people feel financial stress long before they're actually in serious trouble. We focus on managing that anxiety early, before it affects sleep, relationships, and work performance.

Group learning session with diverse participants

Simple Beats Complex

The most effective financial strategies are usually the boring ones. We help people implement basic systems that reduce daily money decisions and create breathing room in their budgets.

One-on-one consultation in comfortable office setting

Everyone's Situation is Different

Cookie-cutter advice doesn't work. We tailor our approach based on where people are right now - whether they're starting out, dealing with debt, or just feeling overwhelmed by financial decisions.

Why We Do This Work

Financial stress is one of those problems that touches everything else in your life. It affects your sleep, your relationships, your ability to focus at work. But here's what we've noticed - it's often not about the actual money situation as much as it is about feeling like you have no control.

That's why our programs focus on practical stress management alongside financial education. We want people to feel more confident about their money decisions, not just more informed about financial products they might never need.

Every workshop we run, every consultation we have, starts with where someone actually is right now. No judgment, no assumptions about what they should already know. Just practical help for real people dealing with everyday money stress.

Collaborative team meeting with financial documents

The People Behind temavtaroavion

Zepher Morrison, Senior Financial Wellbeing Consultant

Zepher Morrison

Senior Financial Wellbeing Consultant

Zepher spent years working in traditional financial services before realizing that most people needed stress management more than investment advice. He develops our workplace programs and has a talent for explaining complex financial concepts in ways that actually make sense.

Bryony Kale, Community Outreach Director

Bryony Kale

Community Outreach Director

Bryony brings a background in adult education and community work. She designs our group programs and makes sure they're accessible to people from different backgrounds and life situations. Her approach focuses on building confidence alongside practical skills.

Supportive financial consultation environment

Ready to Reduce Financial Stress?

Our next group programs start in September 2025. We keep groups small so everyone gets individual attention alongside peer support.

Get Program Information